The modern vision of retirement - one of perfect happiness and leisure - is one that was crafted for us by an ad campaign for financial services. Our worry about what we’ll do after we stop working has also been crafted for us by decades of policy. It really, really doesn’t have to be this hard.
Read More
The end of the year approaches, and busy season has arrived.
Read More
A decent way to understand how the government thinks about common law relationships vs. marriage is that moving in together is mostly–but not always only–about income and getting married is–mostly, but not always only–about property.
Read More
RESPs are accounts that have other accounts inside of them…kind of like Russian nesting dolls. And you can’t just take the money out and hope for the best…well, you can, but it’s likely to result in the government getting money that could have been yours, if only you knew how to get at it.
Read More