How do we make financial decisions when we’re not totally sure what tomorrow is going to look like? Or if there’s even going to be a tomorrow?
Knowing how much you spend is absolutely essential to planning for your own well-being. This isn’t about spending less or more wisely, it’s just about knowledge. Take a deep breath, don’t worry about judgment, and join me to learn how to get that knowledge for yourself.
If part of what you want for the kids in your life is to help them get an education, contributing to a Registered Education Savings Plan probably makes sense. In this episode, we’re getting you ready to start and make the most of your RESP.
Your Service Canada Account is a workhorse. It’s a treasure trove of information about your student loans, EI programs, the Canadian Dental Care Plan, Canada Pension Plan, CPP Disability Plan, and Old Age Security. In this episode of Ready…Set…Money, we’ll learn how to get access to your account and what it’s useful for so you’re ready for the next time you need it.
Your CRA Account is a treasure trove of information that I guarantee you’ve needed in the past and will need again in the future. In this episode of Ready…Set…Money, learn how to get access to your account and what it’s useful for so you’re ready for the next time you need it.
Coming soon! Ready Set Money is a guide to knowing what’s important and where to find it. It’s short, sweet, and actionable, so that whether you’re getting ready to work with a financial planner, to do your own planning, or just want to get organized so you can stop thinking about it already, you’ve got a friend in your ear to help you.
If you planned diligently, you estimated how much you would spend in retirement while you were still working. Step 1 is to compare your pre-retirement napkin math to the reality of life after your earning years.
It seems like a nice, well-meaning idea, but the concept of knowing your way to financial success is actually nice, well-meaning baloney.
If you’re not in the habit of pausing to reflect on what you’ve accomplished recently, or are deeply uncomfortable with the very idea of celebrating your own success (whatever that might look like), I highly recommend that you consider building this into your regular life.
The old paradigms of “investing is only about money” and “corporations only exist to maximize shareholder values” are actually shifting. Not fast, mind you, and it will take hard, sustained work to create long-term, meaningful change...but part of that change is the belief that it can be done. People like you, who engage with their wealth of resources as a source of future good can make it happen, and the first step is simply believing it can be done and acting accordingly.
The problem with starting with the details of “how” is very similar to the problems you’d encounter if you started to build a house without stopping to design it first. Even if you somehow manage to get the foundation poured properly and the walls and roof attached to each other, starting with design first is the only way you’ll end up with a home worth living in.
Financial success depends on where you decide to invest your money. What you value and care about in life can reflect in your finances. When you have the right financial advisor, you can set yourself up for a secure future.
With May comes that in-between feeling. In our May update we're embracing that feeling and bringing you a federal budget review, and tackling planning for education using your values.
This month, we're covering the value of family. With tips on how to plan your finances with them in mind, and going over why it matters to you.
This month, we're focusing on how to put your values into action with a financial planning tool by going over the many ways you can incorporate your values into cash flow planning.
For this month's Top Reads, Sandi Martin shares a list of a variety of articles on topics from using habits to reduce stress, the benefits of laziness, to sharing some insights about the market, and persisting in the fight for a just society.
The math had been done and yet… both Ben and Leslie felt like they were missing some key information. Had they asked all the questions? Had they considered all their possibilities? Are there other factors that a professional planner might consider? Is there more to retirement planning than projections? Isn’t retirement planning just about the math?
When you give your money to someone in the hopes that it will create new money, it’s a good idea to know what you’re investing in. In today’s episode, we’ll take a little trip through investing 101 and the first steps you need to take to understand what you own and what you should expect from it.