You can move your registered account anywhere you want, anytime you want. You’re not withdrawing from one institution and re-contributing the money at another one. Instead, you’re moving the entire account, registration and all, to an institution you’ve decided suits you better.
Read MoreThere’s not a lot that I can tell you with utter certainty, but here’s something I know for sure: things will go wrong. Here’s what to do if you, like me, don’t own a time machine and can’t travel to the past to do all the “right” things ahead of time.
Read MoreIf you’re thinking of getting started with financial planning, and are feeling intimidated by what you think you need to know before you even begin, here’s a step by step guide to getting organized.
Read MoreThere are plenty of tricky little financial planning traps for US citizens living in Canada, and they change often enough to be difficult to stay on top of, if you ever get on top of them in the first place. I’m not on top of them and never will be.
If you’re a US citizen, please for the love of all that’s holy find and work with a financial planner who knows cross-border planning in and out. You don’t want them learning on the job if you’re the job they’re learning on; the consequences of getting it wrong are too high.
Read MoreI know no one else is quite as excited about tax time as I am (and yes, I am hosting at least two tax prep parties with friends this year), but I hope this helps you give your future self the gift of a slightly less bad (or maybe even a good?) tax filing season.
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