Advice Only Financial Planning
Navigate your money with ease
meet sandi
Services
I specialize in working with people who know they can do anything, but not everything.
I do not sell investments, insurance, or financial products of any kind, nor do I accept or pay referral or affiliate fees for any of the professionals or products I may recommend. The only people who pay me are my clients.
Retirement Income Planning is for people are within three to five years from retirement (or are already retired).
It is focused on creating simple structures for tax-efficient income from portfolio withdrawals and pensions that minimizes the risk of portfolio failure and maximizes government benefits and lifetime satisfaction.
Includes annual updates to adjust for portfolio performance, inflation, life events, and tax policy changes.
from $5,100 + tax for a first-time plan + $93/month for ongoing support
Custom Financial Planning is for people who have multiple competing goals.
These may include educating and launching children, reaching early financial independence, protecting themselves and their loved ones from known risks, balancing mortgage payments and savings, managing cash flow and income tax planning effectively, and allocating a portfolio across multiple types of accounts.
Includes annual reviews to identify opportunities for adjustment.
from $4,500 + tax for a first-time plan + $46/month for ongoing support
Hourly consulting is for people who have things mostly under control and want a second opinion, have burning questions they haven’t been able to find good answers for online, or just want someone to talk money with.
If you decide to enter into a full financial planning engagement within 6 months of our consultation, your fee will be credited to the new engagement.
$300/hour + tax for preparation and meetings
Financial Empowerment Workshops are for community groups and employers who recognize that financial well-being starts with knowledge and empowerment, and is essential for community and workplace health.
Custom Pricing - Discounted rates for nonprofits and cooperatives.
If you own corporations or rental properties, and/or have tax reporting or exposure in the US, please visit adviceonlyplanners.ca or the Financial Planning Association of Canada’s member directory to find a planner that’s right for you.
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BOOK A FREE
INTRODUCTORY CALL
Answer a few questions about yourself, set up free demo access to the planning portal, and book our Introductory Call. This is a free one-hour Zoom conversation.
I use this call to ask you about where you're at now and what you want your future to look like. You use this call to ask me questions about who I am, what I do, and how I do it.
After our call, I’ll send you a customized proposal describing how we can work together, the fee, and what the next steps are.
Together, we'll co-create your next chapter.
If you own corporations or rental properties, and/or have tax reporting or exposure in the US, please visit adviceonlyplanners.ca or the Financial Planning Association of Canada’s member directory to find a planner that’s right for you.
