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Take me to posts about:
Book Reviews | Financial Planning | Cash Flow | Income Tax | Investing | Retirement
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2026
- Jun 1, 2026 Registered Transfers Jun 1, 2026
- May 21, 2026 Can AI Make You a Better Investor? May 21, 2026
- May 1, 2026 Ongoing Financial Planning Support May 1, 2026
- Apr 6, 2026 20: What Do You Want? Apr 6, 2026
- Apr 1, 2026 When Things Go Wrong Apr 1, 2026
- Mar 23, 2026 In Conversation: On Banks, Monopolies, and Financial Planning Mar 23, 2026
- Mar 23, 2026 19: Investment Fees Mar 23, 2026
- Mar 9, 2026 18: Registered Disability Savings Plans (RDSPs) Mar 9, 2026
- Mar 1, 2026 Getting Organized for Financial Planning (especially if you've never done it before) Mar 1, 2026
- Feb 23, 2026 17: First Home Savings Accounts (FHSAs) Feb 23, 2026
- Feb 9, 2026 16: Defined Contribution Pension Plans Feb 9, 2026
- Feb 1, 2026 Financial Planning as a US Citizen Living in Canada Feb 1, 2026
- Jan 26, 2026 15: So You're Self-Employed Jan 26, 2026
- Jan 12, 2026 True or False: A line of credit is a good emergency fund Jan 12, 2026
- Jan 12, 2026 14: Life & Disability Insurance Jan 12, 2026
- Jan 1, 2026 Getting Organized for Tax Time Jan 1, 2026
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2025
- Dec 1, 2025 SEE YOU IN 2026 Dec 1, 2025
- Dec 1, 2025 What I Want For You In 2026 Dec 1, 2025
- Dec 1, 2025 13: Tax Free Savings Accounts (TFSAs) Dec 1, 2025
- Nov 23, 2025 All in on stocks? Young investors should beware of the risks, experts say Nov 23, 2025
- Nov 17, 2025 12: Registered Retirement Savings Plans (RRSPs) Nov 17, 2025
- Nov 3, 2025 11: Old Age Security Basics Nov 3, 2025
- Nov 1, 2025 Who's On Your Team? Nov 1, 2025
- Oct 20, 2025 10: The Canada Pension Plan Oct 20, 2025
- Oct 6, 2025 09: Income Tax Basics Oct 6, 2025
- Oct 1, 2025 Toward a More Expansive Wealth Oct 1, 2025
- Sep 24, 2025 Do You Have a Real Financial Plan? Sep 24, 2025
- Sep 22, 2025 08: Benefiting from Your Employee Benefits Sep 22, 2025
- Sep 8, 2025 07: Understanding Your Defined Benefit Pension Plan Sep 8, 2025
- Sep 1, 2025 'Tis the Season for Retirement Income Planning Sep 1, 2025
- Aug 26, 2025 Deep Dive into Sales Incentives at Your Local Bank Aug 26, 2025
- Aug 25, 2025 06: Investing In Community Aug 25, 2025
- Aug 11, 2025 05: Knowing What You're Invested In Aug 11, 2025
- Aug 1, 2025 When the Future Feels Uncertain Aug 1, 2025
- Jul 28, 2025 04: Tracking How Much You Spend Jul 28, 2025
- Jul 14, 2025 03: Registered Education Savings Plan Jul 14, 2025
- Jul 14, 2025 02: Your Service Canada Account Jul 14, 2025
- Jul 14, 2025 01: Your CRA Account Jul 14, 2025
- Jun 27, 2025 Ready...Set...Money Jun 27, 2025
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2024
- Sep 19, 2024 After being told Freedom 55 was out of reach, this retiree changed his financial trajectory and retired at 51 Sep 19, 2024
- Mar 15, 2024 CBC Marketplace: Are Banks Upselling You? Mar 15, 2024
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2023
- Sep 9, 2023 Since We Last Spoke Sep 9, 2023
- Aug 16, 2023 Media Mentions Aug 16, 2023
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2022
- Jun 17, 2022 Read this before applying for the First-Time Home Buyer Incentive Jun 17, 2022
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2021
- Nov 19, 2021 Financial Literacy Month Nov 19, 2021
- Sep 24, 2021 Celebrate Yourself Sep 24, 2021
- Sep 1, 2021 RESPs for Any Situation Sep 1, 2021
- Aug 17, 2021 Investing for a Better Future Aug 17, 2021
- Jul 20, 2021 Retirement Strategies for Your Unique Values Jul 20, 2021
- Jul 6, 2021 Sandi Martin on the Just Word Podcast Jul 6, 2021
- May 21, 2021 In the In-Between May 21, 2021
- Apr 20, 2021 Family Matters: Money and Meaning Apr 20, 2021
- Mar 16, 2021 Your Money: Cash Flow and Your Values Mar 16, 2021
- Feb 9, 2021 How much has the pandemic hurt your retirement plans? Feb 9, 2021
- Jan 14, 2021 January's Top Reads Jan 14, 2021
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2020
- Dec 8, 2020 December's Top Reads Dec 8, 2020
- Dec 3, 2020 The Math and Strategy of Retirement Planning: A Case Study Dec 3, 2020
- Oct 14, 2020 October's Top Reads Oct 14, 2020
- Oct 6, 2020 book review: Financial Intimacy by Jacquette Timmons Oct 6, 2020
- Aug 13, 2020 Our Money Stories by Eugenié George: A Book Review Aug 13, 2020
- Aug 11, 2020 August Top Reads Aug 11, 2020
- Jun 9, 2020 Your Financial Wellness Plan Jun 9, 2020
- May 21, 2020 Integrated Investing by Bonnie Foley-Wong Book Review May 21, 2020
- May 16, 2020 Tender Money Conversations May 16, 2020
- Apr 14, 2020 April's Great Reads Apr 14, 2020
- Mar 19, 2020 Retired Widow: Case Study Mar 19, 2020
- Mar 16, 2020 Book Review: Living Your Dream by Larry Wilson Mar 16, 2020
- Mar 10, 2020 March’s Top Three Reads Mar 10, 2020
- Mar 3, 2020 Because Money Podcast Mar 3, 2020
- Feb 11, 2020 February’s Top Three Reads Feb 11, 2020
- Jan 15, 2020 Book Review: Your Digital Undertaker by Sharon Hartung Jan 15, 2020
- Jan 14, 2020 January’s Top Three Reads Jan 14, 2020
- Jan 8, 2020 Advice-Only Financial Planner Puts Clients First by Selling Advice only, No Products. Jan 8, 2020
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2019
- Dec 10, 2019 December’s Top Three Holiday Reads Dec 10, 2019
- Nov 21, 2019 Design Thinking: Post-Retirement Income Nov 21, 2019
- Nov 15, 2019 Whatever You Do, Don’t Retire Alone (And Other Helpful Advice) Nov 15, 2019
- Nov 12, 2019 November’s Top Three Favourite Reads Nov 12, 2019
- Nov 5, 2019 Book Review: Retirement Income for Life by Fred Vettese Nov 5, 2019
- Oct 10, 2019 Budgets, Cash Flow Plans, and Spending. Yawn. Oct 10, 2019
- Sep 20, 2019 Design Thinking: Retirement Income Sep 20, 2019
- Sep 18, 2019 September’s Great Reads Sep 18, 2019
- Sep 12, 2019 High Value Banking: How Much is the Royal Treatment Worth to You? Sep 12, 2019
- Aug 15, 2019 Book Review: The Age of Surveillance Capitalism by Shoshana Zuboff Aug 15, 2019
- Aug 14, 2019 August's Great Reads Aug 14, 2019
- Jul 30, 2019 One Simple Test For Your Financial Advisor Jul 30, 2019
- Jul 19, 2019 Design Thinking: Emergency Preparedness Jul 19, 2019
- Jul 16, 2019 Book Review: We Need to Talk by Celeste Headlee Jul 16, 2019
- Jul 9, 2019 July's Great Reads Jul 9, 2019
- Jun 11, 2019 June's Great Reads Jun 11, 2019
- May 23, 2019 Design Thinking: Investing May 23, 2019
- May 14, 2019 May's Great Reads May 14, 2019
- Apr 12, 2019 April's Great Reads Apr 12, 2019
- Mar 12, 2019 Design Thinking: Retirement Mar 12, 2019
- Mar 5, 2019 Book Review: The Laws of Wealth by Dr. Daniel Crosby Mar 5, 2019
- Feb 12, 2019 February's Great Reads Feb 12, 2019
- Jan 15, 2019 Book Review: Living Debt Free by Shannon Lee Simmons Jan 15, 2019
- Jan 8, 2019 January's Great Reads Jan 8, 2019
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2018
- Dec 11, 2018 December's Great Reads Dec 11, 2018
- Nov 27, 2018 What I want for you in 2018 Nov 27, 2018
- Nov 20, 2018 Book Review: The Year of Less by Cait Flanders Nov 20, 2018
- Nov 13, 2018 November's Great Reads Nov 13, 2018
- Oct 5, 2018 October’s Great Reads Oct 5, 2018
- Sep 24, 2018 Reflective Intelligence Sep 24, 2018
- Sep 18, 2018 Book Review: Daring Greatly by Brené Brown Sep 18, 2018
- Aug 21, 2018 Book Review: The Value of Simple by John Robertson Aug 21, 2018
- Aug 14, 2018 August’s Great Reads Aug 14, 2018
- Jul 24, 2018 Quit Jul 24, 2018
- Jul 17, 2018 Summer Reading List Jul 17, 2018
- Jul 10, 2018 July's Great Reads Jul 10, 2018
- Jun 19, 2018 Preparing for Retirement: Start Here Jun 19, 2018
- Jun 12, 2018 June's Great Reads Jun 12, 2018
- May 28, 2018 Kissing Frogs & Referring Colleagues May 28, 2018
- Apr 29, 2018 An investor’s guide to robo-advisors 2018 Apr 29, 2018
- Apr 17, 2018 A Week in the Life of Sandi Apr 17, 2018
- Apr 10, 2018 April's Great Reads Apr 10, 2018
- Apr 3, 2018 Book Review: Worry Free Money by Shannon Lee Simmons Apr 3, 2018
- Mar 13, 2018 March's Great Reads Mar 13, 2018
- Feb 13, 2018 February’s Great Reads Feb 13, 2018
- Jan 9, 2018 January's Great Reads Jan 9, 2018
- Jan 3, 2018 What I want for you in 2018 Jan 3, 2018
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2017
- Dec 12, 2017 December's Great Reads Dec 12, 2017
- Nov 17, 2017 Learn to Love the NOPE Nov 17, 2017
- Nov 14, 2017 November's Great Reads Nov 14, 2017
- Oct 10, 2017 October's Great Reads Oct 10, 2017
- Sep 18, 2017 Why Your Rate of Return Matters (and what to do - and not do - with it) Sep 18, 2017
- Sep 8, 2017 September's Great Reads Sep 8, 2017
- Aug 11, 2017 August's Great Reads Aug 11, 2017
- Jul 13, 2017 July's Great Reads Jul 13, 2017
- Jun 7, 2017 June's Great Reads Jun 7, 2017
- May 12, 2017 Three Great Reads You Might Have Missed May 12, 2017
- Jan 3, 2017 What I Want for You in 2017 Jan 3, 2017
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2016
- Dec 22, 2016 Investment Executive: Serving the Middle Market Dec 22, 2016
- Dec 16, 2016 Canadian Couch Potato: Planning vs. Investing Dec 16, 2016
- Nov 8, 2016 Thoughts on Privilege In Financial Advice Nov 8, 2016
- Jul 28, 2016 Planning for Retirement: Uncertainty is Certain, so Pick Your Poison Jul 28, 2016
- May 17, 2016 Quick Update: Retirement Income Interview May 17, 2016
- May 16, 2016 Interview with Build Wealth Canada May 16, 2016
- Mar 29, 2016 Go Ahead, Spend Your Tax Refund Mar 29, 2016
- Feb 10, 2016 UPDATED: Canadian Investment Fee Calculator Feb 10, 2016
- Jan 12, 2016 Now What? Jan 12, 2016
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2015
- Dec 29, 2015 What I Want For You In 2016 Dec 29, 2015
- Dec 8, 2015 How Your Advisor's Bad Investing Behaviour Costs You Dec 8, 2015
- Oct 29, 2015 The Budgeting Resource Everyone Has (And Nobody Uses) Oct 29, 2015
- Aug 20, 2015 Distressingly Common Investment Advice Aug 20, 2015
- Aug 10, 2015 I'm 22...do I need a financial planner? Aug 10, 2015
- Jul 21, 2015 If You've Ever Tried and Failed at Budgeting Jul 21, 2015
- Jun 10, 2015 VIDEO SERIES: Carrick Talks Money Jun 10, 2015
- May 12, 2015 Life is a Highway: Sequence of Returns and You May 12, 2015
- Feb 16, 2015 Cooking At Home To Save Money Will Still Cost You Feb 16, 2015
- Jan 29, 2015 Money 201 with Yours Truly and John Robertson Jan 29, 2015
- Jan 23, 2015 Financial Facelifts, Eric and Ilsa, Soundbites, and Showing Your Work Jan 23, 2015
- Jan 13, 2015 What I Want For You In 2015 Jan 13, 2015
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2014
- Dec 12, 2014 The Secret to a Successful Financial Plan Dec 12, 2014
- Nov 18, 2014 UPDATED: How (and Why) to Choose Between NestWealth, Wealthsimple, WealthBar, ShareOwner, and Steadyhand Nov 18, 2014
- Sep 11, 2014 Fill in the Blank: I Don't Want to Spend Money On... Sep 11, 2014
- Aug 26, 2014 Because Money Episode 21 | The Rise Of The (Not) Robo-Advisors Aug 26, 2014
- Aug 5, 2014 I For One Welcome Our Robot Overlords: The New World of Investment Advice and Asset Management Aug 5, 2014
- Jul 9, 2014 Sorry, Who Is It That's Suffering? Advocis Doesn't Want Embedded Commissions Banned, Because Financial Advisors Will Suffer Jul 9, 2014
- Jun 12, 2014 OPTIMIZE! Jun 12, 2014
- Mar 26, 2014 On Hiring a Financial Planner Mar 26, 2014
- Mar 21, 2014 Because Money Episode 14 Mar 21, 2014
- Mar 6, 2014 Your Financial Advisor Might Be A Nice Person, But... (Because Money, Ep 13) Mar 6, 2014
- Feb 20, 2014 The Because Money Podcast | Episode 11: Home Buyer's Plan Feb 20, 2014
- Feb 17, 2014 A Little Discouragement To Start You On Your Way. You're Welcome. Feb 17, 2014
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2013
- Dec 9, 2013 Christmas, Stuff, and Money Dec 9, 2013
- Nov 26, 2013 Violating the Foundational Tenets of Personal Finance for Fun and Profit Nov 26, 2013
- Oct 24, 2013 Dear Big, Enormous Bank With Little Competition, Please Blow My Mind Oct 24, 2013
- Oct 15, 2013 How Much Do Mutual Funds Cost, and Relative to What? Part Two Oct 15, 2013
- Sep 27, 2013 Not A Litre Of Milk: Evaluating The Utility Of Management Expense Ratios, Part One Sep 27, 2013
- Sep 13, 2013 The Best Personal Finance Posts This Week Sep 13, 2013
- Sep 9, 2013 Cynicism, The Canadian Pension Plan, And You Sep 9, 2013
- Aug 27, 2013 The Screaming Ninjas Are Coming Aug 27, 2013
- Aug 14, 2013 How (Not) to Consolidate Debt Aug 14, 2013
- Aug 1, 2013 Your Financial Plan is Not a Slap-Chop Aug 1, 2013
- Jul 23, 2013 The Biggest Mistake New Entrepreneurs (Almost Always) Make Jul 23, 2013
- Jul 16, 2013 The Best Discount Brokerage for Small Index Investors, and How Much it's Going to Cost You Jul 16, 2013
- Jul 10, 2013 Dear Everyone, Mutual Funds Are Boring. Please Go Buy Some. Jul 10, 2013
- Jul 2, 2013 HST and Small Business: Onus is a Dirty Word Jul 2, 2013
- Jun 26, 2013 in Favour of Banning Embedded Commissions and Instituting a Fiduciary Standard Jun 26, 2013
- Jun 24, 2013 Effective Retirement Planning is About Spending, Not Saving Jun 24, 2013
- Jun 20, 2013 Fun With Retirement Calculators Jun 20, 2013
- Jun 11, 2013 The Coming Housing Crash, And What You Can Do About It Jun 11, 2013
- Jun 5, 2013 Incoming: Avoiding The Useless Retirement Plan, Part Three Jun 5, 2013
- Jun 3, 2013 Frugality Isn't A Virtue Jun 3, 2013
- May 30, 2013 Numbers, Numbers, Numbers: Avoiding the Useless Retirement Plan, Step Two May 30, 2013
- May 27, 2013 Avoiding the Useless Retirement Plan, Step One May 27, 2013
- May 21, 2013 RRSPs: Hunting Season May 21, 2013
- May 14, 2013 Business Model, Schmizness Model May 14, 2013
- May 9, 2013 The Power of Confusion May 9, 2013
- May 2, 2013 Salesman or Advisor? May 2, 2013
- Apr 24, 2013 You're Just Not That Interested In Cars Apr 24, 2013
- Apr 18, 2013 I Feel For You, But Busy Isn't an Excuse to Ignore Your Money Apr 18, 2013
- Apr 10, 2013 How to Get the Best Discount on Your Mortgage Apr 10, 2013
- Apr 4, 2013 In the Trenches: Living With Your Financial Plan and Avoiding Budget Fatigue Apr 4, 2013
- Mar 28, 2013 Bankosaurus Rex: Finding a Banker Who Cares Mar 28, 2013
- Mar 27, 2013 Paying Your Taxes With Plastiq is a Bad Idea. Mar 27, 2013
- Mar 14, 2013 Couple Money Mar 14, 2013
- Mar 8, 2013 Rainbows and Unicorns: What lenders really mean when they say "affordable" Mar 8, 2013
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2012
- Feb 17, 2012 How A Financial Planner Can Lighten Your Load Feb 17, 2012