Modern retirement is barely two generations old, and it’s incredibly hard. Why? Well, for one thing, it’s expensive. Lots of people can’t afford it. And even the people who can afford it have a hard time with the complexity, psychology, and guilt that the Freedom 55 advertising campaign didn’t talk about. We can make it easier for ourselves by making it easier for everyone.
Read MoreOld Age Security is the closest thing to a universal basic income we have in Canada, and more than 95% of seniors get it. For more than a third of Canadians, it’s a major piece of their income pie.
Knowing how it works, even if you aren’t old enough to get it, is going to be relevant to you someday, I can almost guarantee it.
Read MoreThe last thing I want for anyone who is fortunate enough to have a team of professionals is for egos to get in the way. I want your professionals to confer with each other, disagree if they need to, and provide you with a united strategy that makes the most out of each person’s expertise to serve the only thing that matters: what’s most important to you.
Read MoreThe Canada Pension Plan, or CPP, has been around for sixty years, but most of us don’t think much about it except when we notice it on our paycheques, or have to pay it all at once on our self-employed earnings come tax time.
For lots of people, CPP is a major piece of their income pie when they stop working. It might be for you too. It’s also a payment you have to make with every paycheque, or - if you’re self-employed - in addition to your income tax at the end of the year. Isn’t it important to know where your money is going and when you can expect it back?
Read MoreOur collective wealth includes the water, air, rocks, forests, and creatures that surround us, the relationships we have with each other, and the knowledge we gather and preserve in community.
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