There’s not a lot that I can tell you with utter certainty, but here’s something I know for sure: things will go wrong. Here’s what to do if you, like me, don’t own a time machine and can’t travel to the past to do all the “right” things ahead of time.
Read MoreIf you are eligible for the Disability Tax Credit, you can get up to $70,000 from the federal government by opening and contributing to a Registered Disability Savings Plan, and if you have low or no income, you can get up to $20,000 without having to contribute a single penny, just by opening an account.
Read MoreIf you’re thinking of getting started with financial planning, and are feeling intimidated by what you think you need to know before you even begin, here’s a step by step guide to getting organized.
Read MoreIt can be intimidating and pretty scary to buy a home for the first time, not to mention pants-wettingly expensive. Squeezing every last tax-free dollar out of registered programs like the First Home Savings Account is worth doing. If you have extra money that you can afford to save for your first home, or even if you don’t own a home and never will, this episode is for you.
Read MoreA Defined Contribution Pension Plan is a mash up between a Defined Benefit Pension Plan and an investment account. Very little about it is guaranteed, so knowing how it works (and how it doesn’t), is the best way to get the most out of it.
Read More