Once you've already mastered the basics of paying off debt and saving, what are the next steps to take in your financial life? We'll walk through long-term planning to provide the context for how to fit the financial pieces of your life together, that takes into account your individual needs and goals, and will help you make sensible investing decisions.
Read MoreMost of the value in a financial plan (or facelift, or makeover, or what-have-you) is in showing your work, not in the answers themselves. That is, the fact that recommendations are made for you is equally - if not more - important than the fact that recommendations are made at all.
Read MoreMy hope for you this year is that - no matter what your circumstances - you take the time to get really, really clear about what those circumstances actually are, and plan to repeat the process when they change.
Read MoreThe daily practices of a life with direction can either be onerous, and chafe so much that you give up or grumble your way through a miserable life, or you can settle into them with an attitude of contentment and get happy on the way to your goals, not just when you eventually reach them.
Read MoreEach online investment management company has a slightly different fee structure and value proposition. Calculating their relative cost for your circumstances will let you compare their relative value depending on the kind of service you want to pay for. (Includes a link to the Canadian Online Investment Advisor Fee Calculator.)
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