If you planned diligently, you estimated how much you would spend in retirement while you were still working. Step 1 is to compare your pre-retirement napkin math to the reality of life after your earning years.
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It seems like a nice, well-meaning idea, but the concept of knowing your way to financial success is actually nice, well-meaning baloney.
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If you’re not in the habit of pausing to reflect on what you’ve accomplished recently, or are deeply uncomfortable with the very idea of celebrating your own success (whatever that might look like), I highly recommend that you consider building this into your regular life.
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