A good emergency fund, Martin says, is one you can access within a short time and without withdrawal penalties. “A great emergency fund is money that you can access at any time, even in the middle of the night in Nowheresville. Earning interest is fine, but access trumps interest.”
Read MoreNobody wants to talk about insurance, at least, not with the people who sell it hard, and man - I get it. But if you depend on your ability to work to pay the bills, or if other people depend on you for their food and shelter, you have to at least think about it.
Today, we’re taking five minutes to think about life and disability insurance that you own yourself, as opposed to the group policy you might be part of through work).
Read MoreI know no one else is quite as excited about tax time as I am (and yes, I am hosting at least two tax prep parties with friends this year), but I hope this helps you give your future self the gift of a slightly less bad (or maybe even a good?) tax filing season.
Read MoreComing soon! Ready Set Money is a guide to knowing what’s important and where to find it. It’s short, sweet, and actionable, so that whether you’re getting ready to work with a financial planner, to do your own planning, or just want to get organized so you can stop thinking about it already, you’ve got a friend in your ear to help you.
Read MoreThe thing I want most for you in the coming year.
Read More