Services

I specialize in supporting workers and retirees who know they can do anything, but not everything.

I do not sell investments, insurance, or financial products of any kind, nor do I accept or pay referral or affiliate fees for any of the professionals or products I may recommend. The only people who pay me are my clients.

If you own corporations or rental properties, have tax reporting or exposure in the US, and/or are a resident of Quebec, please visit adviceonlyplanners.ca or the Financial Planning Association of Canada’s member directory to find a planner that’s right for you.

Retirement Income Planning is for people who are within three to five years from retirement (or who are already retired).

Our work is focused on creating simple structures for tax-efficient income from portfolio withdrawals and pensions. We aim to minimize the risk of portfolio failure and maximize government benefits and lifetime satisfaction.

Ongoing support Includes annual updates to adjust for portfolio performance, inflation, life events, and tax policy changes.

from $5,100 + tax for a first-time plan + $93/month for ongoing support

Custom Financial Planning is for people who have multiple competing goals.

These might include educating and launching children, reaching early financial independence, protecting themselves and their loved ones from known risks, balancing mortgage payments and savings, managing cash flow and income tax planning effectively, and allocating a portfolio across multiple types of accounts.

Ongoing support includes annual reviews to identify opportunities for adjustment.

from $4,500 + tax for a first-time plan + $46/month for ongoing support

Cash Flow Planning is for people who want to understand how much their lives cost and/or set intentional boundaries around their spending.

Set up includes a cash flow structure and one hour implementation meeting. Follow up meetings are available on-demand, or purchase an unlimited email add-on.

Pay what you can. Suggested price for singles $900 + tax, couples $1,800 + tax

Hourly consulting is for people who have things mostly under control and want a second opinion, have burning questions they haven’t been able to find good answers for online, or just want someone to talk money with.

If you decide to enter into a full financial planning engagement within 6 months of our consultation, your fee will be credited to the new engagement.

$300/hour + tax for preparation and meetings

Financial Empowerment Workshops are for community groups and employers who recognize that financial well-being starts with knowledge and empowerment, and is essential for community and workplace health.

Custom Pricing - Discounted rates for nonprofits and cooperatives.

If you own corporations or rental properties, have tax reporting or exposure in the US, and/or are a resident of Quebec, please visit adviceonlyplanners.ca or the Financial Planning Association of Canada’s member directory to find a planner that’s right for you.